Mortgage Broker Southampton
Independent Mortgage Broker based in the centre of Southampton.
We arrange residential mortgages and Buy to Let mortgages across the UK market.
We have been arranging mortgages in Southampton and providing mortgage advice for clients throughout Southampton and Hampshire for many years.
Impartial will not charge Mortgage Broker fees if your mortgage is over £100,000.
Mortgages arranged over the telephone or in person. We can visit you or you could come to our offices in Southampton.
We advise and recommend on a comprehensive range of mortgages from across the market.
Impartial Mortgages Southampton - First time buyers | Movers | Remortgages | Buy to Let
At Impartial Mortgage & Protection Ltd we arrange pretty much all residential mortgages. From first time buyers to home movers and remortgages in Southampton, Eastleigh and Hedge End and the surrounding areas.
We are based in the heart of Southampton so if you are looking for mortgage advice from a local broker, feel free to call us and we will arrange an informal meeting. We have been arranging mortgages in Southampton for years and have built up a reputation for being fully both independent and professional.
We do not normally charge fees for mortgages arranged in Southampton if the loan is above £100,000. This is because we are paid by mortgage lenders to introduce business to them. A large percentage of our clients come from recommendations year after year and we pride ourselves on our customer service and quick service.
As Impartial are local mortgage brokers based in Southampton, we are in the best position to help you with your mortgage needs.
We deal with Estate Agents, valuers, lenders and solicitors on a daily basis to make any mortgage a smooth process for you.
So of you are looking for a mortgage in Southampton or would like to speak to a mortgage broker in Southampton please give us a call or email us.
Please refer to our Impartial Mortgages FAQ's or some of the most popular questions about our services are under the daily best mortgage deal tables.
What types of mortgages do you arrange?
Purchase, first time buyer, buy to let, remortgages including fees free remortgages.
What happens when we contact Impartial
As we are local mortgage brokers we can either come to see you, you can come to meet us in our offices or arrange mortgages over the phone. Normally we find clients first contact us for a general overview of what we do. Most enquiries focus around what clients can borrow and how much it is going to cost. This can normally be discussed over the phone. We can then either visit you or email a short mortgage questionnaire when you are ready to take things further.
Do you deal with all mortgage lenders?
We are an Independent Mortgage Broker but unfortunately there are always going to be some lenders that do not use brokers. There are not many lenders in this category.
How does the mortgage process work?
Most mortgages are arranged on-line by us. Once we know your personal information and financial circumstances we will recommend the best mortgage deal for you. We will then complete the agreement in principle (lender credit check) and then submit the application if accepted.
Proof of income and supporting documentation is then sent to the mortgage lender.
The lender arranges the valuation of the property and once this is returned, the case is normally reviewed and the mortgage offer issued.
Impartial will follow the progress of the mortgage from submission to the lender through to completion.
How long will it take?
Every mortgage is different. However, a general guide would be, remortgage 4-5 weeks and a purchase/home mover 6 weeks to 3 months dependent on number of buyers in the chain.
We can sometimes arrange a mortgage in Southampton within 24 hours if it is urgent. As we are local the process is made easier.
Please click on the links below if you would like to see the best mortgage deals.
Our mortgage calculators to free to use and are updated daily.
View the best mortgage deals in the UK today.
Best Mortgage Deals
Top 10 Purchase
Best Mortgage Deals
Top 10 Remortgage rates
Best Mortgage Deals
Top 10 Buy to Let rates
Southampton general information useful links if considering moving to Southampton
Southampton is one of the cruise capitals of Northern Europe and has over four million visitors a year. It is a lovely city which suits all ages and interests for people to live, work or play.
Southampton city is full of places to go and things to do and boarders Portsmouth and the popular New Forest National Park. Both within easy driving distance within 30 minutes.
Southamptons historic old town dates back over 800 years with longest stretch of unbroken Medieval defensive walling in England.
There are also excellent shopping centres, Ikea, Bargate, Marlands and WestQuay being the main places to shop. Here you will find designer retail outlets and all other shopping facilities to spend hours of retail therapy.
Southampton City Council
Southampton (Saints) Football Club
Frixo traffic reports (Southampton)
Impartial Mortgage & Protection Ltd - Southampton Impartial Mortgages - Southampton
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Some of the products and services shown are not or may not be regulated by the Financial Conduct Authority.
*We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is £200.
'The Financial Conduct Authority does not regulate most Buy to Let mortgages'
As a mortgage broker, Impartial receives a fee from mortgage lenders, which is normally a small percentage of the loan we arrange. Where we arrange mortgages from £100,000 upwards we do not normally charge a fee. For mortgages under £100,000 we will charge minimum fee of £200, this fee is payable on application.