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Sickness State Benefits

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Income protection insurance Quote >> Income Protection State Benefits

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Sickness State Benefits

Employed persons eligible for statutory sick pay

Period Benefit Amount per week Taxable
First 28 weeks of illness Statutory sick pay (SSP) Earnings threshold £107 per week

Standard rate £85.85 per week
Yes
 

Self-employed and others not eligible for statutory sick pay

Period Benefit Amount per week Taxable
First 13 weeks of illness Employment and support allowance -
Basic
A single person aged under 25 £56.25 per week

A single person aged 25 and over £71.00 per week
no


no

Source: www.direct.gov.uk 19/07/2012

Income Protection

Protect your income against sickness or injury with a tax-free monthly benefit
Insure up to 65% of your pre-tax monthly income whether employed or self employed
Multiple claims can be made over the term of the policy if you are unable to work
Choose your length of cover, which can provide until retirement if desired
  

Who should have Income Protection?

Employees who receive little or no sick pay from their employer if they are unable to work due to illness or injury
Self employed people whose income is dependent on them being able to work.
Homeowners with a mortgage or regular monthly bills that would still need to be paid.

Impartial Mortgage & Protection Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Impartial Mortgage & Protection Ltd. Registered office:Top Floor, 5 London Road, Southampton, Hampshire, SO15 2AE

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